PERSONAL BANKING


At Pelham Banking Company, we know you work hard for your money.  That's why we work hard to provide you with all the services you need to keep it and make it grow.  From checking accounts to retirement accounts, PBC has you covered.  Take a look at all the great services we have to offer.

CHECKING
PBC Basic Checking
PBC’s Basic Checking avoid service charges by simply maintaining a minimum daily balance of $500 during the statement cycle and the monthly fee of $7 and the $.25 per check or debit fee will not be assessed. Minimum deposit to open is $100.

 

PBC Hometown Advantage
PBC’s Hometown Advantage checking account offers unlimited check writing, no per check charge and no minimum balance for a low monthly maintenance fee of $8. Minimum deposit to open is $100.

 

PBC NOW Account
PBC’s NOW Account offers the best of both worlds – unlimited checking writing capabilities and savings account earning potential. A monthly maintenance fee of $8 and the $.25 per check or debit fee will not be assessed when a minimum daily balance of $1000 is maintained. Minimum deposit to open is $1,000.

 

PBC Senior Advantage
PBC’s Senior Advantage checking account was designed especially for those 55 years of age and over in mind. It features unlimited check writing, no minimum balance and no monthly maintenance fee. Minimum deposit to open is $100.

PBC Senior Advantage PLUS
PBC’s Senior Advantage Plus checking account was designed especially for those 55 years of age and over in mind that desire check writing capabilities and savings earning potential. A monthly maintenance fee of $8 and the $.25 per check or debit fee will not be assessed when a minimum daily balance of $1000 is maintained. Minimum deposit to open is $1000.

 

SAVINGS
PBC Regular Savings Account
PBC’s Regular Savings Account allows you to start small and save big for the future. A quarterly maintenance fee of $5 will not be assessed when a minimum daily balance of $100 is maintained. A  $5 excessive transaction fee will be imposed for each debit in excess of three per statement cycle. Minimum deposit to open is $100.

 

PBC Christmas Club
PBC’s Christmas Club Account allows you to start saving now for all your holiday expenses.  No monthly maintenance fees and no minimum deposit. Checks are mailed in November just in time for all your year-end expenses. Premature withdrawals from your Christmas Club account will be considered a closing withdrawal and a $12 fee will be assessed.   

 

PBC Personal Money Market Account
PBC’s Personal Money Market Account offers a tiered interest schedule, easy account access, and limited check writing privileges.  A monthly maintenance fee of $10 will not be assessed when you maintain a minimum daily balance of  $2500. A  $5 excessive transaction fee will be imposed for each debit in excess of six and for each check in excess of three per month. Minimum deposit to open is $2500.

 

Certificate of Deposit
PBC offers a wide variety of CD's with flexible terms ranging from 91 days to 5 years at competitive rates. Interest can be compounded, paid to depositor by check, or credited to a checking or savings account. No withdrawal permitted prior to maturity without a penalty. Advertised rates are subject to change daily.

 

Individual Retirement Accounts
PBC has a number of IRA accounts to help meet the needs of customers planning for that special day called "retirement". All interest is tax deferred until date of withdrawal. No withdrawal permitted prior to maturity without a penalty. Advertised rates subject to change daily.

 

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