| CHECKING |
PBC Basic Checking
PBC’s Basic Checking avoid service charges by simply
maintaining a minimum daily balance of $500 during the statement cycle
and the monthly fee of $7 and the $.25 per check or debit fee will
not be assessed. Minimum deposit to open is $100.
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PBC Hometown Advantage
PBC’s Hometown Advantage checking account offers
unlimited check writing, no per check charge and no minimum balance
for a low monthly maintenance fee of $8. Minimum deposit to open is
$100.
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PBC NOW Account
PBC’s NOW Account offers the best of both worlds –
unlimited checking writing capabilities and savings account earning
potential. A monthly maintenance fee of $8 and the $.25 per check
or debit fee will not be assessed when a minimum daily balance of
$1000 is maintained. Minimum deposit to open is $1,000.
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PBC Senior Advantage
PBC’s Senior Advantage checking account was
designed especially for those 55 years of age and over in mind. It
features unlimited check writing, no minimum balance and no monthly
maintenance fee. Minimum deposit to open is $100.
PBC Senior Advantage PLUS
PBC’s Senior Advantage Plus checking account was
designed especially for those 55 years of age and over in mind that
desire check writing capabilities and savings earning potential. A monthly maintenance fee of
$8 and the $.25 per check
or debit fee will not be assessed when a minimum daily balance of
$1000 is maintained. Minimum deposit to open is $1000.
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| SAVINGS |
PBC Regular Savings Account
PBC’s Regular Savings Account allows you to start small and
save big for the future. A quarterly maintenance fee of $5 will
not be assessed when a minimum daily balance of $100 is maintained.
A $5 excessive
transaction fee will be imposed for each debit in excess of three
per statement cycle. Minimum deposit to open
is $100.
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PBC Christmas Club
PBC’s Christmas Club Account allows you to start saving now
for all your holiday expenses. No
monthly maintenance fees and no minimum deposit. Checks are mailed
in November just in time for all your year-end expenses. Premature
withdrawals from your Christmas Club account will be considered a
closing withdrawal and a $12 fee will be assessed.
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PBC Personal Money Market
Account
PBC’s Personal Money Market Account offers a tiered
interest schedule, easy account access, and limited check writing
privileges. A monthly
maintenance fee of $10 will not be assessed when you maintain a minimum daily balance of
$2500. A $5
excessive transaction fee will be imposed for each debit in excess
of six and for each check in excess of three per month. Minimum
deposit to open is $2500.
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Certificate of Deposit
PBC offers a wide variety of CD's with flexible terms ranging from
91 days to 5 years at competitive rates. Interest can be compounded,
paid to depositor by check, or credited to a checking or savings
account. No withdrawal permitted prior to maturity without a
penalty. Advertised rates are subject to change daily.
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Individual Retirement Accounts
PBC has a number of IRA accounts to help meet the needs of customers
planning for that special day called "retirement". All
interest is tax deferred until date of withdrawal. No withdrawal
permitted prior to maturity without a penalty. Advertised rates
subject to change daily.
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