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Privacy Policy

WE RESPECT YOUR PRIVACY

We have never shared nonpublic personal information except as permitted or required by law and we will continue to protect your privacy.

OUR PRIVACY DISCLOSURE POLICY

Categories of Information That We May Collect

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms, such as: your name, address, social security number, assets, and income.

  • Information about your transactions with us, our affiliates, or others, such as: your account balance, payment history, parties to transactions, and credit card usage.

  • Information we receive from a consumer reporting agency, such as: your creditworthiness and credit history.

Categories Of Information That We Disclose

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted or required by law.

Disclosure As Permitted By Law

We may disclose all of the information we collect, as described above to service providers and companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

Confidentiality and Security

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.  If you ever have questions or concerns about the integrity of you account information, please contact us.

Pelham Banking Company is participating in the FDIC's Transaction Account Guarantee Program.
Under that program, through June 30, 2010, all non interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.
NOW accounts do not qualify as non-interest bearing transaction accounts. Coverage under the Transaction Account Guarantee Program is in addition to and
separate from the coverage available under the FDIC’s general deposit insurance rules.


On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.